Cam Metcalf

About Cam Metcalf

Cam just might be the hardest working guy in the legal profession. He gives the word “competition” a whole new meaning. Whether he’s on the basketball court, or in a court of law, you better believe he’s in it to win.
Bankruptcy and Social Security Attorney

Exempt and Non-exempt Property Under Chapter 7 Bankruptcy

By |June 4th, 2015|

People who file for bankruptcy seek protection from their creditors for the debts they have incurred. The U.S. Constitution gives this power to the federal government, and the federal government has established U.S. Bankruptcy Courts to handle bankruptcy proceedings across the country. When a person files for bankruptcy protection, he or she creates a bankruptcy estate. A bankruptcy […]

Common Mistakes Made on the Bankruptcy Means Test

By |May 24th, 2015|

The means test is often the starting point for anyone who is filing for bankruptcy. It determines if you are eligible for Chapter 7 bankruptcy, and impacts your plan length in Chapter 13 bankruptcy. The means test is a complicated form, and mistakes are common. Read on to find out what some of the most […]

Chapter 11 Bankruptcy: An Overview

By |May 21st, 2015|

Chapter 11 usually makes it to the news when large corporations fall into financial distress and need bankruptcy relief. Corporations that have filed Chapter 11 include General Motors, United Airlines, Lehman Brothers, and K-Mart. Most Chapter 11 cases, however, never hit the news. In 2010, for example, close to 14,000 Chapter 11 cases were filed […]

Chapter 13 v. Chapter 11 Bankruptcy for Small Business Owners

By |May 17th, 2015|

For a small business in financial distress, bankruptcy may be the only viable option. There are two restructuring options under bankruptcy law for debtors who want to try to stay in business: Chapter 11 and Chapter 13. For a “straight” or “liquidation” bankruptcy: Chapter 7.To some extent, Chapters 11 and 13 are similar. Both types […]

What Medical Conditions Qualify for Social Security Disability or SSI?

By |May 12th, 2015|

An illness or disease does not need to be listed in Social Security’s blue book to qualify for disability benefits.The Social Security Administration’s impairment listing manual (called the blue book) lists a number of impairments, both physical and mental, that will automatically qualify an individual for Social Security disability benefits (SSDI) or Supplemental Security Income […]

How to Win a Social Security Disability Claim Faster

By |May 5th, 2015|

To make sure your disability claim progresses as quickly as possible, be thorough in your application and keep on top of the status of your case.

Getting approved for disability benefits in the Social Security disability or SSI disability program can take a long time, and for those whose savings and possessions are on the line […]

8 Essential Tips from a Social Security Disability Examiner

By |April 30th, 2015|

Here’s some advice from a former examiner on applying for and winning your SSDI or SSI disability case.If you are disabled and unable to work, it’s good advice to pursue a claim for Social Security disability and get it filed immediately.

Reason: Disability claims can take a very long time to process. This isn’t true in all cases, […]

Who Can File for Chapter 7 Bankruptcy?

By |April 28th, 2015|

Prior to October 17, 2005, it was largely up to a bankruptcy judge to decide whether a debtor met Chapter 7 requirements. Judges, therefore, could use substantial discretion when assessing the debtor’s financial situation. As a result, under the old law, most filers chose to have debt discharged even if they were financially capable of […]

Chapter 12: Basics and Eligibility Requirements

By |April 24th, 2015|

Chapter 12 is designed for “family farmers” or “family fishermen” with “regular annual income.” It enables financially distressed family farmers and fishermen to propose and carry out a plan to repay all or part of their debts. Under chapter 12, debtors propose a repayment plan to make installments to creditors over three to five years. […]

The Difference Between Social Security Disability and SSI

By |April 19th, 2015|

Both SSI and SSDI disability programs offer cash benefits for disabled individuals, but the financial eligibility requirements are very different.The main difference between Social Security Disability (SSD, or SSDI) and Supplemental Security Income (SSI) is the fact that SSD is available to workers who have accumulated a sufficient number of work credits, while SSI disability […]