The material on this web site has been prepared by Espy, Metcalf & Espy. The material is for informational purposes only and does not constitute legal advice. The material does not necessarily reflect the opinions of Espy, Metcalf & Espy or any of its attorneys or clients, and is not guaranteed to be correct, complete, or up to date.

Transmission of the material on this site is not intended to create, and receipt does not constitute, an attorney-client relationship. This information is not intended to substitute for obtaining legal advice from an attorney. Each person’s legal needs are unique, and these materials may not be applicable to your legal situation. No person should act or rely on any information in this site without seeking the advice of an attorney.

Espy, Metcalf & Espy has attorneys licensed to practice law in Alabama and Florida and we affiliate in particular cases with attorneys licensed to practice in other states, allowing us to handle cases elsewhere.

We work with attorneys and clients throughout the southeast, representing plaintiffs and claimants in the following areas: bankruptcy, debt repayment, consumer protection, Social Security disability, and probate law.

If you communicate with us through this site or otherwise in connection with a matter for which we do not already represent you, it is possible that your communication may not be treated as privileged or confidential. If you communicate with us by e-mail on a matter for which we already represent you, please remember that Internet e-mail is not secure and you should avoid sending sensitive or confidential Internet e-mail messages unless they are adequately encrypted. Nevertheless, we will respond by e-mail to your e-mail inquiry, unless you ask us to respond in some other way.

To the extent the State Bar rules require us to designate a principal office and/or single attorney responsible for this site, Espy, Metcalf & Espy designates Cameron Anthony Metcalf as the attorney responsible for this site. He is located at 326 North Oates Street, Dothan, AL 36303.

Please be aware that the transmission of an e-mail inquiry itself does not create an attorney-client relationship. Espy, Metcalf & Espy cannot serve as your counsel in any matter unless you and our firm expressly agree in writing that we serve as your attorney. You should also be aware that the Statute of Limitations (the deadline imposed by law within which you may bring a lawsuit) may severely limit the time remaining for you to file any potential claims you may have.

Espy, Metcalf & Espy does not offer any guarantee of case results. The cases mentioned in this site are illustrative of the enormous array of matter handled by the firm. These illustrations, though based upon cases handled by this office, are representative only and should not be viewed as an assurance of a particular result. Each case must stand on its own facts and circumstances.

This web site may be considered advertising in some jurisdictions under the applicable law and ethical rules. The hiring of an attorney is an important decision that should not be based solely upon advertisements. Before you decide to retain us, ask us to send you free written information about our qualifications and experience. Our attorneys do not wish to enter into a representation with anyone desiring representation based on viewing these materials in a state where this web site fails to comply with the laws and professional responsibility rules of the state.

Specific Disclaimers:


We are a debt relief agency. We help people file for relief under the Bankruptcy Code.


No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.



The information on this site includes PAST RESULTS, TESTIMONIALS FROM CLIENTS, and STATEMENTS ABOUT THE QUALITY OF OUR LEGAL WORK. The Florida Bar requires us to tell you that:

  • The information has not been reviewed or approved by The Florida Bar.
  • The facts and circumstances of your case may differ from the matter in which results have been given.
  • All results for all cases of course are not provided. However, we certainly can provide the results for any of our cases.
  • The results on the site are not necessarily representative of all the results obtained by the lawyers at this firm.
  • Every case is different, and each client’s case must be evaluated on its own merits.
  • The individual facts and circumstances of your case may differ from the matters in which the testimonials are provided.
  • Testimonials of all clients are not provided.
  • These testimonials are not necessarily representative of all clients’ experience with the lawyers of our firm.